Can you have more than one life insurance policy?
When you take out a mortgage or other significant financial arrangements are made, financial advisers…
Specialist Life Insurance Broker.
As an award-winning broker, we’ll find your ideal life and protection policy for yourself, your family, or your business.
Life Insurance | Critical Illness Cover | Income Protection | Business Protection.
Find the right policy for you.
As an award-winning life and protection specialist, we are loved by our customers. We will support you with your application from start to finish to ensure you get the best policy suited to your circumstances.
Our advisers will always break down the stuffy insurance jargon, so you clearly understand your policy and why it’s important.
For more information on why we are award-winning, visit our ‘Why Choose Us‘ page.
We’re part of the Protection Distribution Group to drive better and fairer customer outcomes.
Insurance services provided.
Personal protection comes in many forms, we offer a range of financial tools such as life insurance, income protection, critical illness cover and private medical insurance.
Protection your business and employees with business insurance, we offer keyman, shareholder, relevant life, business loans and group life insurance.
We’ve partnered with StaySure to bring you specialist travel insurance – StaySure are expert at obtaining travel insurance for those living with a medical condition. Find out more today.
In 2023, we supported 548 different medical conditions. As specialists, we have access to both mainstream and specialist insurers, along with exclusive products available only to reputable insurance brokers.
To ensure you are fully covered at work, find life and protection insurance that guarantees a payout. The Insurance Surgery has 25 years of experience helping various occupations, from oil rig workers to account managers.
Our team of experts work with a wide range of professional and amateur athletes to find them the right cover at the best price. We understand that your needs differ – professional sports life insurance is one of our specialities.
Expert support from start to finish.
Dedicated Adviser
You’ll only speak to one person throughout the application process.
No pushy sales
We want the best for you, so will never try any pushy sales techniques.
Price promise + £50 gift card
If you find a better price elsewhere, we will beat it and give you a £50 gift card*.
Trust Service
We provide full support in setting up a trust for your policy.
Free advice
We always offer free advice and will never charge you for this support.
Free No Obligation Policy Reviews
To ensure your policy is suitable for your needs, we’ll carry out free policy reviews.
Why is financial protection important?
You never know what tomorrow will bring, but you can prepare for it. That’s why personal and business protection is so important. By having a financial backup plan, you can look to the future with confidence, knowing that your lifestyle won’t have to change if the unexpected happens.
Check out Desmond’s story on why life insurance was important to him.
Price Promise + £50 gift card.
We are committed to offering unbeatable prices. Our Price Promise ensures that we will find you the right cover for your circumstances, guaranteeing you the best price.
What stands us apart.
Best Specialist Intermediary 2023
Rated 'Excellent' on Trustpilot
More than 25 years of experience
Access to wide range of insurers
How does it work?
It’s easy to contact us, simply complete the contact form and select how you want to continue the application process.
Complete the contact form
Hit the ‘Get a Quote’ button and complete the contact form. Simply add your name, email and phone number.
Start the application process
We offer 3 options; you can continue the application online, request a call now or schedule a call for a better time.
We'll sort the rest
Once the application has been finalised, you can relax knowing you, your family or your business are protected.
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Members of the PDG.
The Insurance Surgery are members of the Protection Distributors Group (PDG). The PDG aims to help people find the protection they need by encouraging insurers and intermediaries to deliver better consumer outcomes.
Members of the BIBA.
The Insurance Surgery is a member of the British Insurance Brokers Association (BIBA), which represents and protects the best interests of our insurance broker and intermediary members and their customers.
*Terms and Conditions.
These terms and conditions are promoted by the Insurance Surgery, whose registered office is at 2nd Floor Pickford Street Mill, Pickford street, Macclesfield, SK11 6JD.
To be eligible for a gift card you must be a UK resident aged 18 or over.
In order for you to receive the voucher, you will need to have a minimum monthly premium of £20 and the policy to be live for a minimum of three months.
You must make all payments to your policy each month and in full.
If the policy taken out falls into arrears or lapses, then you will not be eligible for a gift card.
This offer is valid until 31st March 2025. However, should we decide to extend the offer, we reserve the right to do so, updating our terms and conditions accordingly.
The gift card is issued via Lifestyle and can be used at more than 250 of the UK brands. For more details about the brands included, please visit thelifestylevoucher.co.uk. By clicking this link, you will be leaving the regulated site of The Insurance Surgery. The Insurance Surgery is not responsible for any content posted by a third party within a non-regulated site.
You will be sent a link to claim your gift card. The gift card will expire 2 years after being issued and any outstanding balance will be lost; No cash alternative will be offered.
We reserve the right to refuse issue of the gift card should we suspect foul play; We reserve the right to cancel or modify these terms and conditions at any time and at our sole discretion; Our Privacy Notice explains how your data will be used.